What if you have done all that and still cannot remove some of the negative marks on your credit? That is when it is time for a credit repair company.
I had an error on my credit report where a company had listed two accounts for me. I only had one account and the other account was hurting my credit. I disputed the false account and told them I only had one. They some how verified the account anyway. I tried calling the company to tell them it was false, but nobody would return my calls.That is when I went looking for a credit repair company to fight for me. Within 30 days they removed the false account and my score increased quite a bit.
When looking for a credit repair company, there are a few things to find out.
- Do they have attorneys on staff to deal with the bureaus? For some reason an attorney can get the bureaus to listen more than a regular private citizen.
- They must have a refund policy. This is important. If the company performs as they say they do, they will offer a money back guarantee. If they don’t do what they say they will do, you shouldn’t have to pay. A satisfaction guarantee where they will continue to work for you until you are satisfied doesn’t mean much if they can’t get the job done in the first place.
- Check for testimonials. The company should advertise their satisfied clients. If you can’t find any on their site there may not be any at all.
- The company should have years of experience. Startup companies may not have the relations and “know how” that come with experience. Be sure the company has been around.
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Lexington Law is one credit repair company that meets the requirements above. They have been in business for over 15 years and have a proven track record with more than 500,000 clients. |
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